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Finance ministry asks banks to issue contactless credit and debit cards In a step to boost the Digital India programme, the Finance Ministry has asked banks to start issuing near field communication (NFC)-enabled credit and debit cards to their customers, as that would enable the government to expand the use of card payments beyond merchant transactions, the  Economic Times  reported. In a letter to chief executives of banks, the ministry highlighted that NFC-enabled or contactless cards are not only secure and convenient for digital payments, but push up adoption of digital transactions in the country, given that most point-of-sale (PoS) terminals are already capable of reading such cards. “As and when cards need to be re-carded, then at that stage the new cards being issued can be NFC enabled/contactless and whenever new cards are being issued they could also be NFC enabled/contactless,” read the letter circulated by the ministry. NFC-enable...

22 years-old Chartered Accountant student hacks into Celebrities E-taxation Accounts Last week a 21-year-old chartered accountant student from Hyderabad was arrested for hacking into E-taxation Account of Industrialist Anil Ambani. During the probe Mumbai Police’s crime branch has emerged that Anil Ambani's account was also fraudulently accessed from Noida. After investigation, Police were able to track another CA student who not only accessed Ambani's account,  but also of popular cricketers and film stars including Sachin Tendulkar, MS Dhoni, Shah Rukh Khan and Salman Khan. 22 years-old CA student named,  Sanchit Katiyal  -- who is doing his articleship at  Vishal Kaushal Company, an accountancy firm in Noida,  had hacked into Ambani’s account on 26th June.  His computer and hard disks were seized by Cyber Crime Cell. He first accessed the accounts of Shah Rukh and Salman on 22nd June, Dhoni’s account o...

Warren Buffett is arguably the world's greatest stock investor. He's also a bit of a philosopher. Buffett pares down his investment ideas into simple, memorable sound bites. Do you know what his homespun sayings really mean? Does his philosophy hold up in today's difficult environment? Find out below. "Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1." Buffett personally lost about $23 billion in the financial crisis of 2008, and his company, Berkshire Hathaway, lost its revered AAA ratings. So how can he tell us to never lose money? He's referring to the mindset of a sensible investor. Don't be frivolous. Don't gamble. Don't go into an investment with a cavalier attitude that it's OK to lose. Be informed. Do your homework. Buffett invests only in companies he thoroughly researches and understands. He doesn't go into an investment prepared to lose, and neither should you. Buffett believes the most important qu...

10 ways to trade penny stocks 1. Ignore penny-stock success stories “You have to say no,” Sykes said. “You can’t invest in penny stocks as if they were lotto tickets, but unfortunately that’s what most people do, and they lose again and again. Think of penny stocks as inmates in a prison that you can’t trust.” Instead, Sykes says, focus on the profitable penny stocks with solid earnings growth and which are making 52-week highs. 2. Disregard tips and read the disclaimers Penny stocks are sold more than bought — mostly via tips that come your way in emails and newsletters. “The free penny-stock newsletters are not giving you tips out of the goodness of their heart,” Sykes said. “If you read the disclaimers at the bottom of the newsletters, they are getting paid to pitch a stock because their investors want exposure for the company. There is nothing wrong with wanting exposure, but almost all penny newsletters make false promises about their crappy companies.” Sykes ...

Short-term trading can be very lucrative, but it can also be risky. A short-term trade can last for as little as a few minutes to as long as several days. To succeed at this strategy, traders must understand the risks and rewards of each trade. They must not only know how to spot good short-term opportunities, but also how to protect themselves. In this article, we'll examine the basics of spotting good short-term trades and how to profit from them. The Fundamentals of Short-Term Trading Several basic concepts must be understood and mastered for successful short-term trading. These fundamentals can mean the difference between a loss and a profitable trade. Recognizing Potential Candidates   Recognizing the "right" trade will mean that you know the difference between a good potential situation and ones to avoid. Too often, investors get caught up in the moment and believe that, if they watch the evening news and read the financial pages, they will be on top of w...